Financing for Equipment Buyers
Get the Equipment You Need. Fast, Flexible Financing to Keep Your Business Moving.
At Texas Equipment Finance, we make it easy for business owners to get the equipment they need—without tying up cash flow. Whether you’re looking for construction equipment financing, transportation equipment loans, or funding for heavy machinery, we can help you secure fast, flexible financing tailored to your business.
Why Choose Texas Equipment Finance?
- ✅ Quick Approvals – Most financing decisions in as little as 24–48 hours.
- ✅ Flexible Terms – Payments structured to fit your budget and cash flow.
- ✅ New & Used Equipment Financing – Get approved for brand-new or pre-owned equipment.
- ✅ Options for Startups & Low Credit – We work with a wide range of credit profiles.
- ✅ Nationwide Financing – Serving business owners across the U.S.
Our Simple Financing Process
We’ve designed the equipment financing process to be fast and hassle-free:
- Apply Online or by Phone – Complete a short application with your basic business info.
- Quick Review & Approval – We evaluate your request and match you with the right financing program.
- Get Funded – Once approved, funds are released and your dealer/vendor is paid directly.
- Start Using Your Equipment – Put your new or used equipment to work and grow your business.
How Long Does It Take?
- Pre-approval: 24–48 hours in most cases.
- Funding: Often within just a few business days after approval.
- Total process: Usually less than a week from start to finish.
Basic Qualifications
Our programs are designed to make financing accessible to more business owners. Here’s what we typically look for:
- 📌 Minimum of 24 months in business (startup programs also available)
- 📌 Credit score starting at 550+ (we have solutions for challenged credit).
- 📌 Equipment details and vendor invoice.
Benefits of Equipment Financing
- Preserve your working capital and keep cash in the bank.
- Build business credit with consistent payments.
- Access the equipment you need now to take on bigger projects.
- Competitive rates and flexible structures compared to traditional loans.
Ready to Get Started?
Stop waiting for the right time to invest in your business. With Texas Equipment Finance, you can get approved fast and start using the equipment you need to grow.
📲 Apply today and get a financing decision in as little as 24 hours.