Financing Solutions for
Private Party Equipment Sellers
Selling equipment privately doesn't have to mean losing qualified buyers due to financing challenges. We help remove financing obstacles that often delay or derail private equipment sales.
Helping You Get Deals Done
Many qualified buyers want to purchase equipment but prefer to finance rather than pay all cash upfront. When financing isn't available, deals often fall apart.
Texas Equipment Finance helps bridge that gap by offering equipment financing solutions for buyers purchasing from private sellers — allowing sellers to close deals without becoming the bank.
How Financing Helps Private Sellers
When you offer buyers access to financing, you unlock multiple advantages
Attract More Qualified Buyers
Expand your buyer pool by offering financing options
Reduce Price Objections
Monthly payments make higher prices more accessible
Shorten Sales Timeline
Fast approvals mean quicker closings and faster payment
Avoid Seller-Financing Risk
No need to become the bank or manage payment plans
Close at Market Value
Get full asking price without cash-only limitations
We handle the financing process so you can focus on selling the equipment.
How Our Process Works
Our process is designed to be straightforward, transparent, and seller-friendly
Buyer Applies for Financing
We provide a simple, fast application process for your buyer with minimal paperwork.
Equipment Review & Credit Assessment
We evaluate the buyer and the equipment being sold to determine financing options.
Approval & Funding
Once approved, funds are issued to complete the transaction — allowing the sale to move forward efficiently.
Equipment We Commonly Finance Through Private Sales
If the equipment supports a business operation, we can likely finance it
Construction Equipment
Excavators, loaders, dozers, and more
Commercial Trucks & Trailers
Semi-trucks, box trucks, flatbeds, and trailers
Heavy Equipment
Cranes, forklifts, and industrial machinery
Manufacturing & Industrial Equipment
CNC machines, presses, and production equipment
Agricultural Equipment
Tractors, combines, and farm machinery
Specialized & Trade Equipment
Industry-specific tools and machinery
Who This Is For
This program is ideal for:
- Private equipment owners
- Business owners selling used equipment
- Contractors selling surplus machinery
- Fleet owners downsizing or upgrading equipment
- Individuals selling equipment outside of dealerships
Why Work With Texas Equipment Finance
We act as a financing partner — not a roadblock — helping both parties move forward with confidence
Nationwide Equipment Financing
We serve sellers and buyers across all 50 states
Experience with Private Party Transactions
We understand the unique needs of private equipment sales
Flexible Financing Options
Multiple programs to fit different buyers and equipment types
Support for Multiple Credit Profiles
We work with buyers across the credit spectrum
Clear Communication Throughout
Transparent process with updates every step of the way
Let's Help You Close the Sale
If you're selling equipment privately and want to offer financing to your buyer, Texas Equipment Finance is here to help.
Provide your buyer with a financing solution — and get your deal done.