Frequently Asked
Questions

Texas Equipment Finance provides equipment financing solutions to businesses nationwide. We help business owners acquire new or used equipment through financing and leasing options that fit their operational needs.

No. While we are a Texas-based company, we provide equipment financing to businesses across the United States.

We finance a wide range of equipment, including construction equipment, commercial vehicles, transportation equipment, warehouse equipment, industrial machinery, and more.

Yes. We finance both new and used equipment, including equipment purchased from dealers and private party sellers.

Yes. We regularly work with buyers purchasing equipment from private sellers and help structure financing to complete the transaction.

We work with a wide range of credit profiles, including strong credit, challenged credit, and limited credit history, depending on the equipment and business profile.

Financing amounts vary based on the type of equipment, business profile, and credit strength. We specialize in small-ticket equipment financing, but can accommodate various deal sizes.

Many applications can be reviewed quickly once we receive the required information. Approval timelines vary, but our process is designed to be efficient and straightforward.

Time in business requirements depend on the financing program. We work with startups as well as established businesses.

Down payment requirements vary based on credit profile, time in business, and the type of equipment being financed.

Yes. Startups may qualify depending on the equipment, ownership structure, and overall business profile.

Yes. We regularly finance equipment for construction companies, transportation businesses, and warehouse operations, along with other asset-heavy industries.

Typically, we require a short application along with basic business and equipment information. Additional documentation may be requested depending on the transaction.

Prepayment terms vary depending on the financing structure. Any applicable terms are clearly outlined before funding.

Getting started is simple. Submit an application or contact our team, and we'll guide you through the next steps.