Types of Financing We Offer

At Texas Equipment Finance, we provide business owners with flexible funding solutions to purchase equipment, buy or refinance commercial property, and access working capital. Whether you’re a startup, a growing company, or an established business, our financing programs are designed to help you succeed.

1. Equipment Financing

Get the tools and vehicles your business needs without draining cash flow.
Our equipment financing solutions make it easy for small business owners to purchase or lease new and used equipment. From dump truck financing and heavy construction machinery to commercial vehicles and specialized tools, we provide affordable monthly payments and fast approvals. Even if you’re just starting out or have less-than-perfect credit, we’ll work to match you with the right equipment loan program so you can keep your business moving forward.

Keywords included: equipment financing, dump truck financing, business equipment loans, bad credit equipment financing

2. Commercial Property Financing

Own or refinance the space where your business operates.
We offer commercial real estate loans that allow business owners to purchase or refinance property, land, warehouses, retail shops, or office buildings. Whether you’re looking to expand into a larger location or reduce monthly payments through refinancing, our commercial property financing programs provide competitive rates and flexible terms. We make it simple for Texas businesses to invest in the property that supports their long-term success.

Keywords included: commercial real estate loans, commercial property financing, refinance commercial property, business property loans

3. Working Capital Loans

Keep your cash flow steady and your business growing.
Our working capital loans for small businesses provide quick access to funds for everyday expenses like payroll, inventory, marketing, or unexpected costs. Designed with flexibility in mind, these loans help business owners cover short-term needs and take advantage of growth opportunities. With a fast and simple approval process, we ensure you get the funding you need to keep your business running smoothly.